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a{color:#aaa;text-decoration:none;font-size:.95rem;transition:color .3s ease}.footer-links a:hover{color:#667eea}.footer-trust{display:flex;justify-content:center;gap:3rem;padding:1.5rem 2rem;background:#ffffff0d;border-radius:12px}.trust-item{display:flex;align-items:center;gap:.6rem;color:#28a745;font-size:.9rem}.footer-bottom{background:#0003;padding:1.25rem 0;text-align:center}.copyright{color:#888;font-size:.85rem;margin:0}@media(max-width:968px){.footer-grid{grid-template-columns:1fr 1fr;gap:2rem}.footer-brand{grid-column:1 / -1;max-width:none;text-align:center}.footer-trust{flex-direction:column;align-items:center;gap:1rem}}@media(max-width:600px){.footer-grid{grid-template-columns:1fr;text-align:center}}.apply-page{min-height:100vh;padding:0;background:#f8fafc;position:relative}.apply-page:before{content:"";position:absolute;top:0;left:0;right:0;height:380px;background:linear-gradient(135deg,#667eea,#764ba2);z-index:0}.apply-container{max-width:800px;margin:0 auto;padding:120px 20px 60px;position:relative;z-index:1}.apply-header{text-align:center;margin-bottom:2.5rem}.apply-header .tag{display:inline-block;background:#fff3;color:#fff;padding:8px 20px;border-radius:50px;font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:1px;margin-bottom:16px;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.apply-header h1{font-size:2.5rem;font-weight:800;color:#fff;margin-bottom:.75rem}.apply-header p{color:#ffffffe6;font-size:1.1rem}.steps-indicator{display:flex;justify-content:center;position:relative;padding:0 10px;margin-bottom:2rem;gap:3rem}.step-item{display:flex;flex-direction:column;align-items:center;position:relative;z-index:1}.step-item:not(:last-child):after{content:"";position:absolute;top:25px;left:calc(50% + 30px);width:calc(3rem + 20px);height:3px;background:#ffffff4d;z-index:0}.step-item.completed:not(:last-child):after{background:#fff}.step-dot{width:50px;height:50px;border-radius:50%;background:#fff;border:3px solid 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label{display:block;font-weight:600;color:#374151;margin-bottom:.5rem;font-size:.95rem}.form-group input,.form-group select{width:100%;padding:1rem 1.25rem;border:2px solid #e2e8f0;border-radius:12px;font-size:1rem;transition:all .3s ease;background:#f8fafc}.form-group input:focus,.form-group select:focus{outline:none;border-color:#667eea;background:#fff;box-shadow:0 0 0 4px #667eea1a}.form-group input.error,.form-group select.error{border-color:#ef4444;background:#fef2f2}.form-group input.readonly{background:#f1f5f9;cursor:not-allowed;color:#64748b}.error-text{color:#ef4444;font-size:.85rem;margin-top:.35rem;display:flex;align-items:center;gap:4px}.field-hint{display:flex;align-items:center;gap:.5rem;color:#10b981;font-size:.85rem;margin-top:.5rem}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.form-row-3{grid-template-columns:1fr 1fr 1fr}.banks-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.bank-card{display:flex;flex-direction:column;align-items:center;justify-content:center;padding:1.5rem 1rem;background:#f8fafc;border:2px solid #e2e8f0;border-radius:16px;cursor:pointer;transition:all .3s ease;gap:.75rem}.bank-card:hover{border-color:#667eea;background:#fff;transform:translateY(-5px);box-shadow:0 15px 40px #667eea33}.bank-logo{font-size:2.5rem}.bank-name{font-size:.85rem;font-weight:600;color:#374151;text-align:center}.other-bank{grid-column:span 2;background:linear-gradient(135deg,#667eea0d,#764ba20d)}.other-bank:hover{background:linear-gradient(135deg,#667eea1a,#764ba21a)}.form-navigation{display:flex;justify-content:space-between;margin-top:2rem;padding-top:1.5rem;border-top:1px solid #e2e8f0}.btn-prev,.btn-next{display:flex;align-items:center;gap:.5rem;padding:1rem 2rem;border-radius:12px;font-size:1rem;font-weight:600;cursor:pointer;transition:all .3s ease}.btn-prev{background:#fff;color:#667eea;border:2px solid #667eea}.btn-prev:hover{background:#667eea;color:#fff}.btn-next{background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border:none;margin-left:auto;box-shadow:0 4px 15px #667eea66}.btn-next:hover{transform:translateY(-2px);box-shadow:0 10px 30px #667eea80}.modal-overlay{position:fixed;inset:0;background:#0f172ab3;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);display:flex;align-items:center;justify-content:center;z-index:1000;padding:20px;animation:fadeIn .3s ease}.modal-content{background:#fff;border-radius:24px;width:100%;max-width:550px;max-height:90vh;overflow-y:auto;animation:slideUp .3s ease;box-shadow:0 25px 80px #00000040}@keyframes slideUp{0%{opacity:0;transform:translateY(50px)}to{opacity:1;transform:translateY(0)}}.modal-header{display:flex;justify-content:space-between;align-items:center;padding:1.5rem 2rem;border-bottom:1px solid #e2e8f0;background:linear-gradient(135deg,#667eea0d,#764ba20d)}.modal-bank-info{display:flex;align-items:center;gap:1rem}.modal-bank-logo{font-size:2.5rem}.modal-header h3{font-size:1.4rem;color:#1e293b;font-weight:700}.modal-close{width:40px;height:40px;border-radius:50%;border:none;background:#fff;font-size:1.5rem;cursor:pointer;transition:all .3s ease;color:#64748b;box-shadow:0 2px 8px #0000001a}.modal-close:hover{background:#f1f5f9;color:#1e293b}.modal-body{padding:2rem}.consent-group{margin:1.5rem 0}.checkbox-label{display:flex;align-items:flex-start;gap:1rem;cursor:pointer;font-size:.9rem;color:#475569;line-height:1.6}.checkbox-label input{display:none}.checkmark{width:24px;height:24px;min-width:24px;border:2px solid #e2e8f0;border-radius:6px;display:flex;align-items:center;justify-content:center;transition:all .3s ease;background:#f8fafc}.checkbox-label input:checked+.checkmark{background:linear-gradient(135deg,#667eea,#764ba2);border-color:#667eea}.checkbox-label input:checked+.checkmark:after{content:"✓";color:#fff;font-size:14px;font-weight:700}.checkbox-label.error .checkmark{border-color:#ef4444}.security-note{display:flex;align-items:center;gap:.75rem;padding:1rem 1.25rem;background:linear-gradient(135deg,#10b9811a,#10b9810d);border-radius:12px;color:#10b981;font-size:.9rem;font-weight:500}.modal-footer{display:flex;gap:1rem;padding:1.5rem 2rem;border-top:1px solid #e2e8f0;background:#f8fafc}.btn-cancel,.btn-submit{flex:1;padding:1rem 1.5rem;border-radius:12px;font-size:1rem;font-weight:600;cursor:pointer;transition:all .3s ease}.btn-cancel{background:#fff;color:#64748b;border:2px solid #e2e8f0}.btn-cancel:hover{border-color:#94a3b8;color:#475569}.btn-submit{background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border:none;display:flex;align-items:center;justify-content:center;gap:.5rem;box-shadow:0 4px 15px #667eea66}.btn-submit:hover:not(:disabled){transform:translateY(-2px);box-shadow:0 10px 30px #667eea80}.btn-submit:disabled{opacity:.7;cursor:not-allowed}.loading-overlay{position:fixed;inset:0;background:#fffffff2;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);display:flex;align-items:center;justify-content:center;z-index:2000}.loading-content{text-align:center;animation:fadeIn .3s ease}.loading-spinner{font-size:4rem;color:#667eea;animation:spin 1s linear infinite;margin-bottom:1.5rem}.loading-content h3{font-size:1.5rem;color:#1e293b;margin-bottom:.5rem;font-weight:700}.loading-content p{color:#64748b}@media(max-width:768px){.apply-page:before{height:320px}.apply-container{padding:100px 15px 40px}.apply-header h1{font-size:1.75rem}.form-container{padding:1.5rem;border-radius:20px}.step-header h2{font-size:1.35rem}.step-icon{width:60px;height:60px;font-size:1.75rem}.form-row,.form-row-3{grid-template-columns:1fr}.banks-grid{grid-template-columns:repeat(2,1fr)}.other-bank{grid-column:span 2}.steps-indicator{gap:2rem}.step-label{font-size:.75rem}.step-dot{width:45px;height:45px;font-size:1.1rem}.step-item:not(:last-child):after{width:calc(2rem + 15px);left:calc(50% + 25px);top:22px}.form-navigation{flex-direction:column;gap:1rem}.btn-prev,.btn-next{width:100%;justify-content:center}.btn-next{margin-left:0}.modal-content{border-radius:20px;margin:10px}.modal-header,.modal-body,.modal-footer{padding:1.25rem}.modal-footer{flex-direction:column}}@media(max-width:480px){.apply-page:before{height:300px}.banks-grid{grid-template-columns:1fr 1fr;gap:.75rem}.bank-card{padding:1rem}.bank-logo{font-size:2rem}.bank-name{font-size:.75rem}.steps-indicator{gap:1.5rem}.step-dot{width:40px;height:40px;font-size:1rem}.step-label{font-size:.65rem}.step-item:not(:last-child):after{width:calc(1.5rem + 10px);left:calc(50% + 22px);top:20px}.form-group input,.form-group select{padding:.875rem 1rem}}.admin-login-page{min-height:100vh;display:flex;align-items:center;justify-content:center;background:#0f172a;position:relative;overflow:hidden}.login-bg{position:absolute;inset:0;background:radial-gradient(circle at 20% 80%,rgba(102,126,234,.3) 0%,transparent 50%),radial-gradient(circle at 80% 20%,rgba(118,75,162,.3) 0%,transparent 50%),radial-gradient(circle at 50% 50%,rgba(102,126,234,.1) 0%,transparent 70%)}.login-container{position:relative;z-index:1;width:100%;max-width:420px;padding:20px}.login-card{background:#ffffff08;-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);border:1px solid rgba(255,255,255,.1);border-radius:24px;padding:40px;box-shadow:0 25px 80px #00000080}.login-header{text-align:center;margin-bottom:35px}.login-icon{width:80px;height:80px;background:linear-gradient(135deg,#667eea,#764ba2);border-radius:20px;display:flex;align-items:center;justify-content:center;margin:0 auto 24px;font-size:2rem;color:#fff;box-shadow:0 10px 30px #667eea66}.login-header h1{font-size:1.75rem;font-weight:700;color:#fff;margin-bottom:8px}.login-header p{color:#fff9;font-size:.95rem}.login-form .form-group{margin-bottom:20px}.login-form label{display:block;color:#fffc;font-size:.9rem;font-weight:500;margin-bottom:8px}.input-wrapper{position:relative;display:flex;align-items:center}.input-icon{position:absolute;left:16px;color:#fff6;font-size:1rem}.login-form input{width:100%;padding:14px 16px 14px 48px;background:#ffffff0d;border:1px solid rgba(255,255,255,.1);border-radius:12px;color:#fff;font-size:1rem;transition:all .3s ease}.login-form input::placeholder{color:#ffffff4d}.login-form input:focus{outline:none;border-color:#667eea;background:#ffffff14;box-shadow:0 0 0 4px #667eea26}.toggle-password{position:absolute;right:16px;background:none;border:none;color:#667eea;font-size:.85rem;cursor:pointer;font-weight:500}.toggle-password:hover{color:#764ba2}.btn-login{width:100%;padding:16px;background:linear-gradient(135deg,#667eea,#764ba2);border:none;border-radius:12px;color:#fff;font-size:1rem;font-weight:600;cursor:pointer;transition:all .3s ease;display:flex;align-items:center;justify-content:center;gap:10px;margin-top:10px;box-shadow:0 4px 15px #667eea66}.btn-login:hover:not(:disabled){transform:translateY(-2px);box-shadow:0 8px 25px #667eea80}.btn-login:disabled{opacity:.7;cursor:not-allowed}.login-footer{margin-top:30px;text-align:center}.login-footer p{color:#fff6;font-size:.85rem}@media(max-width:480px){.login-card{padding:30px 25px}.login-icon{width:70px;height:70px;font-size:1.75rem}.login-header h1{font-size:1.5rem}}.admin-dashboard{display:flex;min-height:100vh;background:#f1f5f9}.sidebar{width:260px;background:#0f172a;padding:24px;display:flex;flex-direction:column;position:fixed;height:100vh;left:0;top:0}.sidebar-header{display:flex;align-items:center;gap:12px;padding-bottom:24px;border-bottom:1px solid rgba(255,255,255,.1);margin-bottom:24px}.sidebar-logo{height:32px;width:auto}.sidebar-header span{background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;padding:4px 12px;border-radius:6px;font-size:12px;font-weight:600}.sidebar-nav{flex:1}.nav-item{display:flex;align-items:center;gap:12px;padding:14px 16px;color:#fff9;text-decoration:none;border-radius:10px;transition:all .3s;font-weight:500}.nav-item:hover,.nav-item.active{background:linear-gradient(135deg,#667eea33,#764ba233);color:#fff}.nav-item.active{background:linear-gradient(135deg,#667eea,#764ba2)}.logout-btn{display:flex;align-items:center;gap:10px;padding:14px 16px;background:#ef44441a;border:1px solid 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#0000000d}.stat-icon{width:56px;height:56px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:1.4rem}.stat-icon.total{background:linear-gradient(135deg,#667eea,#764ba2);color:#fff}.stat-icon.pending{background:linear-gradient(135deg,#f59e0b,#d97706);color:#fff}.stat-icon.approved{background:linear-gradient(135deg,#10b981,#059669);color:#fff}.stat-icon.today{background:linear-gradient(135deg,#3b82f6,#2563eb);color:#fff}.stat-info{display:flex;flex-direction:column}.stat-value{font-size:1.75rem;font-weight:700;color:#1e293b}.stat-label{font-size:.9rem;color:#64748b}.filters-bar{display:flex;gap:16px;margin-bottom:24px}.search-form{flex:1;display:flex;align-items:center;background:#fff;border-radius:12px;padding:4px;box-shadow:0 2px 10px #0000000d}.search-icon{padding:0 16px;color:#94a3b8}.search-form input{flex:1;border:none;outline:none;padding:12px 0;font-size:.95rem}.search-form button{background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border:none;padding:12px 24px;border-radius:10px;font-weight:600;cursor:pointer;transition:all .3s}.search-form button:hover{transform:translateY(-1px);box-shadow:0 4px 15px #667eea66}.filter-select{position:relative}.filter-select select{appearance:none;background:#fff;border:none;padding:14px 48px 14px 20px;border-radius:12px;font-size:.95rem;font-weight:500;color:#1e293b;cursor:pointer;box-shadow:0 2px 10px #0000000d}.select-icon{position:absolute;right:16px;top:50%;transform:translateY(-50%);color:#64748b;pointer-events:none}.table-container{background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 4px 15px #0000000d}.submissions-table{width:100%;border-collapse:collapse}.submissions-table th{background:#f8fafc;padding:16px 20px;text-align:left;font-weight:600;color:#64748b;font-size:.85rem;text-transform:uppercase;letter-spacing:.5px;border-bottom:1px solid #e2e8f0}.submissions-table td{padding:18px 20px;border-bottom:1px solid #f1f5f9;color:#475569}.submissions-table tr:hover{background:#f8fafc}.applicant-cell{display:flex;flex-direction:column}.applicant-cell strong{color:#1e293b;font-weight:600}.applicant-cell span{font-size:.85rem;color:#94a3b8}.amount{font-weight:600;color:#10b981}.status-badge{display:inline-flex;align-items:center;gap:6px;padding:6px 12px;border-radius:20px;font-size:.8rem;font-weight:600;text-transform:capitalize}.badge-pending{background:#fef3c7;color:#d97706}.badge-reviewed{background:#dbeafe;color:#2563eb}.badge-approved{background:#d1fae5;color:#059669}.badge-rejected{background:#fee2e2;color:#dc2626}.action-buttons{display:flex;gap:8px}.btn-action{width:36px;height:36px;border:none;border-radius:10px;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:all .3s}.btn-action.view{background:#dbeafe;color:#2563eb}.btn-action.edit{background:#d1fae5;color:#059669}.btn-action.copy{background:#e0e7ff;color:#667eea}.btn-action.delete{background:#fee2e2;color:#dc2626}.btn-action:hover{transform:translateY(-2px);box-shadow:0 4px 12px #00000026}.loading-state,.empty-state{padding:60px 20px;text-align:center;color:#64748b}.loading-state .spinner,.empty-state svg{font-size:2.5rem;margin-bottom:16px;color:#94a3b8}.spinner{animation:spin 1s linear infinite}@keyframes spin{0%{transform:rotate(0)}to{transform:rotate(360deg)}}.modal-overlay{position:fixed;inset:0;background:#0f172ab3;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);display:flex;align-items:center;justify-content:center;z-index:1000;padding:20px}.modal-content{background:#fff;border-radius:20px;width:100%;max-width:700px;max-height:90vh;overflow:hidden;display:flex;flex-direction:column;animation:slideUp .3s ease}.modal-content.large{max-width:900px}@keyframes slideUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}.modal-header{display:flex;justify-content:space-between;align-items:center;padding:24px;border-bottom:1px solid #e2e8f0}.modal-header h2{font-size:1.25rem;font-weight:700;color:#1e293b}.modal-close{width:40px;height:40px;border:none;background:#f1f5f9;border-radius:10px;cursor:pointer;color:#64748b;font-size:1.1rem;transition:all .3s}.modal-close:hover{background:#e2e8f0;color:#1e293b}.modal-body{padding:24px;overflow-y:auto;flex:1}.modal-footer{display:flex;justify-content:flex-end;gap:12px;padding:20px 24px;border-top:1px solid #e2e8f0;background:#f8fafc}.btn-primary,.btn-secondary{display:flex;align-items:center;gap:8px;padding:12px 24px;border-radius:10px;font-size:.95rem;font-weight:600;cursor:pointer;transition:all .3s}.btn-primary{background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border:none}.btn-primary:hover:not(:disabled){transform:translateY(-1px);box-shadow:0 4px 15px #667eea66}.btn-secondary{background:#fff;color:#64748b;border:1px solid #e2e8f0}.btn-secondary:hover{background:#f1f5f9;color:#1e293b}.detail-sections{display:flex;flex-direction:column;gap:24px}.detail-section{padding:20px;background:#f8fafc;border-radius:14px}.detail-section.bank-section{background:linear-gradient(135deg,#667eea0d,#764ba20d);border:1px solid rgba(102,126,234,.1)}.detail-section h3{display:flex;align-items:center;gap:10px;font-size:1rem;font-weight:600;color:#1e293b;margin-bottom:16px;padding-bottom:12px;border-bottom:1px solid #e2e8f0}.detail-section h3 svg{color:#667eea}.detail-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.detail-item{display:flex;flex-direction:column;gap:4px}.detail-item.full{grid-column:span 2}.detail-item label{font-size:.8rem;color:#64748b;text-transform:uppercase;letter-spacing:.5px}.detail-item span{font-size:.95rem;color:#1e293b;font-weight:500}.detail-item.sensitive span{background:linear-gradient(135deg,#667eea,#764ba2);-webkit-background-clip:text;-webkit-text-fill-color:transparent;font-family:monospace;font-size:1rem}.sensitive-data{font-family:Courier New,monospace;letter-spacing:1px}.small-text{font-size:.8rem!important;word-break:break-all}.edit-form{display:flex;flex-direction:column;gap:16px}.edit-form h4{font-size:1rem;font-weight:600;color:#1e293b;margin-top:16px;padding-top:16px;border-top:1px solid #e2e8f0}.edit-row{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.edit-row.full{grid-template-columns:1fr}.edit-row:has(.edit-group:nth-child(3)){grid-template-columns:repeat(3,1fr)}.edit-group{display:flex;flex-direction:column;gap:6px}.edit-group label{font-size:.85rem;font-weight:500;color:#475569}.edit-group input,.edit-group select,.edit-group textarea{padding:12px 14px;border:1px solid #e2e8f0;border-radius:10px;font-size:.95rem;transition:all .3s}.edit-group input:focus,.edit-group select:focus,.edit-group textarea:focus{outline:none;border-color:#667eea;box-shadow:0 0 0 3px #667eea1a}.edit-group textarea{resize:vertical}@media(max-width:1200px){.stats-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:968px){.sidebar{display:none}.main-content{margin-left:0}.filters-bar{flex-direction:column}.detail-grid,.edit-row{grid-template-columns:1fr}.detail-item.full{grid-column:span 1}}@media(max-width:600px){.stats-grid{grid-template-columns:1fr}.submissions-table{font-size:.85rem}.submissions-table th,.submissions-table td{padding:12px}.action-buttons{flex-wrap:wrap}.btn-action{width:32px;height:32px}}.App{min-height:100vh}main{overflow-x:hidden}.gradient-text{background:linear-gradient(135deg,#667eea,#764ba2);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.section-badge{display:inline-block;background:linear-gradient(135deg,#667eea1a,#764ba21a);color:#667eea;padding:.5rem 1.5rem;border-radius:50px;font-size:.9rem;font-weight:600;margin-bottom:1rem}.section-title{font-size:2.75rem;font-weight:800;color:#1a1a2e;margin-bottom:1rem;line-height:1.2}.section-description{font-size:1.15rem;color:#666;line-height:1.7}